Articles provided by RE-Sterling.com

Think about how many times a week you get in and out of your car. Undoubtedly this amount is quite familiar to you, as it is something you engage in everyday. Think a bit further and realize how many times you shuttle your kids to and fro or buy groceries. Certainly, with the rising cost of gasoline you have paid close attention to your driving habits. However, when was the last time you checked the validity of your car insurance?

California state laws require that any driver with a license has to carry the necessary type and amount of auto insurance, just like every other state in the United States does. This measure protects drivers and pedestrians alike. At a minimum, California requires drivers to carry a type of insurance called "liability insurance."

Liability auto insurance in CA must meet the following statutory minimum limits: it must cover bodily injury of one person in one accident up to $15,000; it must cover bodily injury of every person in one accident up to $30,000; and it must cover property damage up to $5,000 for any one accident. It is crucial to note that this is the absolute minimum level of coverage - and that it is required by law.

All drivers are required to possess proof of adequate insurance coverage at all times. This requirement increases safety for you, your family, and other drivers. If the unfortunate incident of an accident should occur, this requirement helps to ensure that all parties involved have the necessary information to efficiently resolve the situation.

Failing to carry proof of auto insurance in CA can result in dramatic consequences. If you do not have proof of California auto insurance, you can't legally obtain or renew a vehicle registration. Similarly, if you do not carry proof of insurance, your registration can be suspended - sometimes indefinitely - until you provide proof of insurance. This means that you will not be legally able to drive. Moreover, proof of insurance matters even outside the DMV. If you are stopped by a police officer for any traffic violation, you are legally required to display that proof.

Everyone knows that having car insurance in California is mandatory. And while it might seem that even minimal coverage is expensive, some insurers can provide minimal coverage at surprisingly low rates. If you look carefully, you can get coverage cheaply. Plus, with a clean driving slate, rates will be even lower. In the end, you're better off, safer and a law abiding citizen if you obtain car insurance. If you are involved in an accident, you'll be OK. And if you are a careful drive, you'll be on the right side of the law.